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Jun Kobayashi
Jun Kobayashi
Jun Kobayashi

Money Market Funds

Home / Money Market Funds
  • Money Market Fund NAV: Why It’s More Crucial Than You Think
    Fixed Income | Money Market Funds

    Money Market Fund NAV: Why It’s More Crucial Than You Think

    ByJun Kobayashi June 29, 2025June 29, 2025

    Ever heard of a money market fund’s NAV and thought, “Eh, it’s just a dollar—what’s the big deal?” I used…

    Read More Money Market Fund NAV: Why It’s More Crucial Than You ThinkContinue

  • Money Market SEC Yield vs APY: Which Grows Faster?
    Fixed Income | Money Market Funds

    Money Market SEC Yield vs APY: Which Grows Faster?

    ByJun Kobayashi June 28, 2025June 28, 2025

    Which one grows your money faster—SEC yield or APY? It’s a question that confuses even seasoned savers. In fact, a…

    Read More Money Market SEC Yield vs APY: Which Grows Faster?Continue

  • How to Transfer Money Market Funds: Banks Don’t Want You To
    Fixed Income | Money Market Funds

    How to Transfer Money Market Funds: Banks Don’t Want You To

    ByJun Kobayashi June 23, 2025June 23, 2025

    Transferring money market funds can feel overwhelming when you’re navigating different institutions, fees, and regulations that seem to change constantly….

    Read More How to Transfer Money Market Funds: Banks Don’t Want You ToContinue

  • 5 Best Money Market Funds Retirees Wish They Knew Sooner
    Fixed Income | Money Market Funds

    5 Best Money Market Funds Retirees Wish They Knew Sooner

    ByJun Kobayashi June 22, 2025June 22, 2025

    Here’s a sobering fact: the typical retiree must make their money last almost 20 years post-career. Between relentless inflation and…

    Read More 5 Best Money Market Funds Retirees Wish They Knew SoonerContinue

  • Money Market Fund Stability Crisis: Are You Protected?
    Fixed Income | Money Market Funds

    Money Market Fund Stability Crisis: Are You Protected?

    ByJun Kobayashi June 21, 2025June 21, 2025

    I’m always amazed that money market funds hold over $8 trillion in assets globally. I find it fascinating that they’ve…

    Read More Money Market Fund Stability Crisis: Are You Protected?Continue

  • When to Sell Money Market Funds: Timing Secrets Exposed
    Fixed Income | Money Market Funds

    When to Sell Money Market Funds: Timing Secrets Exposed

    ByJun Kobayashi June 20, 2025June 21, 2025

    I’ve been there too – watching my “safe” money market investment barely keep pace with inflation while other opportunities passed…

    Read More When to Sell Money Market Funds: Timing Secrets ExposedContinue

  • Money Market Fund Laddering: Beat Bank Interest Rates
    Fixed Income | Money Market Funds

    Money Market Fund Laddering: Beat Bank Interest Rates

    ByJun Kobayashi June 20, 2025June 21, 2025

    Did you know that the average investor loses over $500 annually by keeping emergency funds in traditional savings accounts earning…

    Read More Money Market Fund Laddering: Beat Bank Interest RatesContinue

  • Money Market Fund Tax Traps: What the IRS Won’t Tell You
    Fixed Income | Money Market Funds

    Money Market Fund Tax Traps: What the IRS Won’t Tell You

    ByJun Kobayashi June 19, 2025June 21, 2025

    Are you aware that countless money market fund holders unknowingly trigger tax obligations on investment earnings that could be legally…

    Read More Money Market Fund Tax Traps: What the IRS Won’t Tell YouContinue

  • Money Market Funds Recession Test: Do They Really Work?
    Fixed Income | Money Market Funds

    Money Market Funds Recession Test: Do They Really Work?

    ByJun Kobayashi June 18, 2025June 21, 2025

    When the 2008 financial crisis sent the S&P 500 crashing 57%, money market funds remarkably maintained their value throughout the…

    Read More Money Market Funds Recession Test: Do They Really Work?Continue

  • Money Market Funds vs Bonds: Common Mistake Costs
    Fixed Income | Money Market Funds

    Money Market Funds vs Bonds: Common Mistake Costs

    ByJun Kobayashi June 18, 2025June 21, 2025

    Did you know that Americans have over $7 trillion parked in money market funds, while the global bond market tops…

    Read More Money Market Funds vs Bonds: Common Mistake CostsContinue

  • Money Market Funds in 401k: Safe or Sorry Investment?
    Fixed Income | Money Market Funds

    Money Market Funds in 401k: Safe or Sorry Investment?

    ByJun Kobayashi June 17, 2025June 21, 2025

    Can you believe that while target-date funds dominate 401k allocations (with nearly 95% of participants using them), many people still…

    Read More Money Market Funds in 401k: Safe or Sorry Investment?Continue

  • Money Market Funds vs Savings: The $10K Difference
    Fixed Income | Money Market Funds

    Money Market Funds vs Savings: The $10K Difference

    ByJun Kobayashi June 16, 2025June 21, 2025

    Did you know that the median American keeps around $8,000 in transaction accounts, while the average is significantly higher at…

    Read More Money Market Funds vs Savings: The $10K DifferenceContinue

  • Govt vs Prime Money Market Funds: Which Wins in 2025?
    Fixed Income | Money Market Funds

    Govt vs Prime Money Market Funds: Which Wins in 2025?

    ByJun Kobayashi June 16, 2025June 21, 2025

    Walk into any financial advisor’s office and mention you want to park some cash in a money market fund, and…

    Read More Govt vs Prime Money Market Funds: Which Wins in 2025?Continue

  • money market fund
    Fixed Income | Money Market Funds

    Why Smart Investors Choose These 5 Top Money Market Funds in 2025

    ByJun Kobayashi June 15, 2025June 21, 2025

    With money market funds delivering over 4.5% yields in 2025, selecting the wrong broker platform could easily cost you hundreds…

    Read More Why Smart Investors Choose These 5 Top Money Market Funds in 2025Continue

  • money market funds
    Fixed Income | Money Market Funds

    Money Market Funds: What Wall Street Won’t Tell You

    ByJun Kobayashi June 11, 2025June 21, 2025

    Here’s a shocking truth: 73% of investors have never heard of money market funds, yet these instruments manage over $6…

    Read More Money Market Funds: What Wall Street Won’t Tell YouContinue

  • Money Market Funds vs CDs: 3 Lies Your Bank Tells You
    Fixed Income | Money Market Funds

    Money Market Funds vs CDs: 3 Lies Your Bank Tells You

    ByJun Kobayashi June 9, 2025June 21, 2025

    Banks across America are quietly steering millions of savers toward lower-yielding products while better options sit right under their noses….

    Read More Money Market Funds vs CDs: 3 Lies Your Bank Tells YouContinue

  • Best Money Market Funds Exposed: The Hidden Vanguard Advantage
    Fixed Income | Money Market Funds

    Best Money Market Funds Exposed: The Hidden Vanguard Advantage

    ByJun Kobayashi June 9, 2025June 21, 2025

    Did you know that Vanguard’s money market funds have consistently delivered higher yields than their competitors over the past decade?…

    Read More Best Money Market Funds Exposed: The Hidden Vanguard AdvantageContinue

  • 5 Best Charles Schwab Money Market Funds Revealed
    Fixed Income | Money Market Funds

    5 Best Charles Schwab Money Market Funds Revealed

    ByJun Kobayashi June 5, 2025June 21, 2025

    Here’s what most investors don’t realize: While banks are paying practically nothing on savings accounts, Charles Schwab’s money market funds…

    Read More 5 Best Charles Schwab Money Market Funds RevealedContinue

  • 5 Best Money Market Funds That Made Fidelity Clients Rich
    Fixed Income | Money Market Funds

    5 Best Money Market Funds That Made Fidelity Clients Rich

    ByJun Kobayashi June 4, 2025June 21, 2025

    With over $7.01 trillion in money market fund assets under management industry-wide, these investment vehicles have become the go-to choice…

    Read More 5 Best Money Market Funds That Made Fidelity Clients RichContinue

  • 5 Best Money Market Funds: Vanguard’s Hidden 2025 Winners
    Fixed Income | Money Market Funds

    5 Best Money Market Funds: Vanguard’s Hidden 2025 Winners

    ByJun Kobayashi May 26, 2025June 21, 2025

    Here’s a shocking fact: While most investors earn less than 1% on savings accounts, smart money quietly generates 4%+ returns…

    Read More 5 Best Money Market Funds: Vanguard’s Hidden 2025 WinnersContinue

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